IMPORTANT!

By accessing and using this website (the Site), you are agreeing to the following terms and conditions and to the Privacy Policy available elsewhere on the Site. These terms and conditions and the Privacy Policy may be changed from time to time, and it is your responsibility to check back regularly to inform yourself of such changes. Your continued use of the Site following the posting of changes to these terms will be deemed as your acceptance of all such changes. If you do not agree to these terms and conditions, you must immediately stop accessing and using the Site.
Background

This is an agreement between you and Centum No Fee Mortgages And Loans Inc., and describes the terms and conditions applicable to your use and access of the Site.
About Centum No Fee Mortgages And Loans

Centum No Fee Mortgages And Loans is part of a group of franchise organizations that includes financial, real estate and travel businesses.
Permitted Use

You are only authorized to visit, view and to retain a single copy of pages of the Site for your own personal use. You shall not duplicate, download, publish, modify or otherwise distribute any of the information, reports, data, graphics, trade-marks, text, files, software, product or company names, trade-marks or trade-names listed, contained, embedded or otherwise present on this Site from time to time (collectively, the "Content") for any purpose. Additionally, you shall not, without Centum No Fee Mortgages And Loans's prior written permission, remove or modify any legal notices or credits which may be present on the Site, link or post links to any subdirectory of the Site or frame any portion of the Site.
Access and Interference

You shall not use any robot, spider or any other device or process to monitor or copy the Site or the Content without Centum No Fee Mortgages And Loans's prior written permission, and also shall not use any device, software or routine to interfere or attempt to interfere with the proper operation of the Site or, where applicable, the Content.
Limitation of Liability and Disclaimer

USE OF THIS SITE AND CONTENT IS SOLELY AT YOUR OWN RISK. Centum No Fee Mortgages And Loans provides the Site and the Content on an "as-is, where-is" basis, and does not represent, warrant or guarantee that the Site or the Content will be free of errors, viruses, worms or other disabling material which may adversely affect the operation of your computer or other software or that the Site will function on an uninterrupted basis. Centum No Fee Mortgages And Loans expressly disclaims all warranties, express or implied, with respect to the Site and the Content, including, without limitation, any implied warranties of merchantability, fitness for a particular purpose or ownership and non-infringement of the Content. CENTUM NO FEE MORTGAGES AND LOANS SHALL NOT BE LIABLE FOR ANY LOSS OR DAMAGES OF ANY KIND (INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, PUNITIVE AND/OR CONSEQUENTIAL DAMAGES) ARISING OUT OF OR IN CONNECTION WITH THE USE OR ACCESS OF THIS SITE OR THE CONTENT, WHETHER SUCH LOSS OR DAMAGE ARISES OUT OF CONTRACT, TORT (INCLUDING NEGLIGENCE) OR ANY OTHER THEORY OF LIABILITY OR RESPONSIBILITY.
Content

As Centum No Fee Mortgages And Loans cannot and does not represent, warrant or guarantee that the Site or the Content will be free from errors, viruses, worms or other disabling devices, you should take, and represent and warrant that you have taken, reasonable and appropriate precautions to scan for computer viruses. You should also ensure that you have, and represent and warrant that you have, a complete and current backup of the information contained on your computer prior to using or accessing the Site or the Content.
Privacy

Centum No Fee Mortgages And Loans believes your privacy is important. Please review Centum No Fee Mortgages And Loans's [Privacy Policy] which applies to all information transmitted by you or gathered by Centum No Fee Mortgages And Loans through your use of the Site. Any information transmitted to Centum No Fee Mortgages And Loans by you other than specific information about you will be treated by Centum No Fee Mortgages And Loans as non-confidential and non-proprietary, and you authorize Centum No Fee Mortgages And Loans to distribute, reproduce and otherwise use such information as Centum No Fee Mortgages And Loans considers appropriate.