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IMPORTANT!

By accessing and using this website (the Site), you are agreeing to the following terms and conditions and to the Privacy Policy available elsewhere on the Site. These terms and conditions and the Privacy Policy may be changed from time to time, and it is your responsibility to check back regularly to inform yourself of such changes. Your continued use of the Site following the posting of changes to these terms will be deemed as your acceptance of all such changes. If you do not agree to these terms and conditions, you must immediately stop accessing and using the Site.

Background

This is an agreement between you and Centum No Fee Mortgages And Loans Inc., and describes the terms and conditions applicable to your use and access of the Site.

About Centum No Fee Mortgages And Loans

Centum No Fee Mortgages And Loans is part of a group of franchise organizations that includes financial, real estate and travel businesses.

Permitted Use

You are only authorized to visit, view and to retain a single copy of pages of the Site for your own personal use. You shall not duplicate, download, publish, modify or otherwise distribute any of the information, reports, data, graphics, trade-marks, text, files, software, product or company names, trade-marks or trade-names listed, contained, embedded or otherwise present on this Site from time to time (collectively, the "Content") for any purpose. Additionally, you shall not, without Centum No Fee Mortgages And Loans's prior written permission, remove or modify any legal notices or credits which may be present on the Site, link or post links to any subdirectory of the Site or frame any portion of the Site.

Access and Interference

You shall not use any robot, spider or any other device or process to monitor or copy the Site or the Content without Centum No Fee Mortgages And Loans's prior written permission, and also shall not use any device, software or routine to interfere or attempt to interfere with the proper operation of the Site or, where applicable, the Content.

Limitation of Liability and Disclaimer

USE OF THIS SITE AND CONTENT IS SOLELY AT YOUR OWN RISK. Centum No Fee Mortgages And Loans provides the Site and the Content on an "as-is, where-is" basis, and does not represent, warrant or guarantee that the Site or the Content will be free of errors, viruses, worms or other disabling material which may adversely affect the operation of your computer or other software or that the Site will function on an uninterrupted basis. Centum No Fee Mortgages And Loans expressly disclaims all warranties, express or implied, with respect to the Site and the Content, including, without limitation, any implied warranties of merchantability, fitness for a particular purpose or ownership and non-infringement of the Content. CENTUM NO FEE MORTGAGES AND LOANS SHALL NOT BE LIABLE FOR ANY LOSS OR DAMAGES OF ANY KIND (INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, PUNITIVE AND/OR CONSEQUENTIAL DAMAGES) ARISING OUT OF OR IN CONNECTION WITH THE USE OR ACCESS OF THIS SITE OR THE CONTENT, WHETHER SUCH LOSS OR DAMAGE ARISES OUT OF CONTRACT, TORT (INCLUDING NEGLIGENCE) OR ANY OTHER THEORY OF LIABILITY OR RESPONSIBILITY.

Content

As Centum No Fee Mortgages And Loans cannot and does not represent, warrant or guarantee that the Site or the Content will be free from errors, viruses, worms or other disabling devices, you should take, and represent and warrant that you have taken, reasonable and appropriate precautions to scan for computer viruses. You should also ensure that you have, and represent and warrant that you have, a complete and current backup of the information contained on your computer prior to using or accessing the Site or the Content.

Privacy

Centum No Fee Mortgages And Loans believes your privacy is important. Please review Centum No Fee Mortgages And Loans's [Privacy Policy] which applies to all information transmitted by you or gathered by Centum No Fee Mortgages And Loans through your use of the Site. Any information transmitted to Centum No Fee Mortgages And Loans by you other than specific information about you will be treated by Centum No Fee Mortgages And Loans as non-confidential and non-proprietary, and you authorize Centum No Fee Mortgages And Loans to distribute, reproduce and otherwise use such information as Centum No Fee Mortgages And Loans considers appropriate.



Your Privacy and Security is Important

We at Centum No Fee Mortgages And Loans are committed to respecting and protecting your privacy and security. Centum No Fee Mortgages And Loans has taken all reasonable measures to protect the security of your personal information gathered through our www.getmemortgage.ca website (the Site) and to protect your data from misuse and unauthorized access or disclosure. Centum No Fee Mortgages And Loans exercises care in providing secure transmission of your information from your computer to our servers.

Information Collected through the Site

Centum No Fee Mortgages And Loans does not collect your personal information through the Site except when such personal information is provided to us on a voluntary basis. For example, Centum No Fee Mortgages And Loans will collect a user's name, address, phone number and/or email address and any additional details that a user chooses to provide if he or she completes the various forms on the the Site. If you choose not to provide personal information, please note that certain services associated with the Site may not be available to you as they cannot be supplied without personal information.

Use And Disclosure Of Information

Your personal information that is gathered through the Site will not be sold to third parties without your approval, provided that Centum No Fee Mortgages And Loans reserves the right to and may disclose such personal information: (a) to its affiliates, subsidiaries and third party agents for purposes related to providing services associated with the Site or the promotion or advertisement of Centum No Fee Mortgages And Loans, or their respective wares and services; or (b) if such disclosure is made pursuant to a requirement or request of a government agency, subpoena or other legal proceeding or otherwise required by law.


Centum No Fee Mortgages And Loans uses information gathered through the Site for the purposes of:
•   including each user's personal information on Centum No Fee Mortgages And Loans's databases and on Centum No Fee Mortgages And Loans's mailing list in order to provide users with updates and invitations to upcoming events that may be of interest to each user;
•   responding to any specific requests you may make;
•   understanding how the Site is being used and to improve the Site
•   using such information in connection with the marketing initiatives of Centum No Fee Mortgages And Loans

Removal Of Personal Information

You can request that we delete all your personal information submitted by you through the Site from our database by providing detailed instructions to Centum No Fee Mortgages And Loans. Upon your request, Centum No Fee Mortgages And Loans will delete all electronically stored personal information you have submitted through the Site. Please note that Centum No Fee Mortgages And Loans is not responsible for and cannot delete personal information from the systems or files of franchisees or other organizations such as financial institutions, credit reporting agencies, or real estate brokers that have subsequently been sent your personal information by franchisees. Please allow two weeks for processing of deletion requests.

Natural Limits of Security

Unfortunately, no data transmission over the Internet can be guaranteed to be 100 percent secure. As a result, while we strive to protect your information, Centum No Fee Mortgages And Loans cannot and does not ensure or warrant the security of any information you transmit to us, and any information you do transmit to us via the Internet is done at your own risk. Once we receive your transmission, Centum No Fee Mortgages And Loans uses industry-accepted efforts to safeguard the confidentiality of your information, such as firewalls, secure socket layers as well as unique user name and password protections.

If you have concerns involving the security or privacy of your information, please contact Centum No Fee Mortgages And Loans.