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Home > About us
We are a very unique mortgage company. We get our business by earning it. We count on our happy, satisfied customers to build our referral-based business.
Most mortgage companies spend the majority of their time searching for new business. They flood your mail box with junk mail; their telemarketers "cold call" you at home and interrupt your dinner; they run misleading radio ads claiming to have "no closing costs" and "the lowest rates in town!".
Instead, we want you to be considered as your trusted advisor. Why should you trust us? Because much of our business comes from repeat clients and referrals (the rest comes from this website). If we don't treat you right, you won't come back -- and more importantly, you won't tell your friends and family about us.
Some people think that all mortgage companies are basically alike. Money is money, so what does "good service" really mean? It means that we make the mortgage application process as easy and painless as possible; we are happy to spend time answering ALL of your questions rather than rushing you through the mortgage application process; we will NOT pressure you into making a decision, or steer you toward a loan product that pays a higher commission than the loan program you prefer; we will do whatever it takes to close your mortgage ON TIME, at the interest rate you were quoted and with NO HIDDEN FEES. In return, all we ask is that you refer your family, friends and co-workers to us so that we can give them the same level of personalized service.
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When dealing with a bank you are only negotiating with one lender, and only for their limited line up of products.
CENTUM No Fee Mortgages and Loans Inc. deals with many lenders at a time, providing customers with a much wider selection of financing options from competing lenders in the market.
Not every home, homeowner, or real estate deal is the same, and each lender has a different appetite for various types of mortgages.
That's why consumers, realtors and builders rely on CENTUM No Fee Mortgages and Loans Inc. to shop the lender market and coordinate their best financing alternatives.
We complete a large volume of mortgage financing each year with many different financial institutions.
Consequently we enjoy special status and receive multiple benefits such as lower interest rates and faster approvals. These benefits are passed on to you.
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· To provide reliable, professional and timely mortgage advice.
· To being accessible and responsive.
· To provide unparalleled service, so that our clients will have the trust and confidence to continually refer friends and family members.
On standard, qualified applications there is never a fee charged to arrange a mortgage through CENTUM No Fee Mortgages and Loans Inc. for a qualified client.
In difficult situations where clients don't meet standard mortgage approval guidelines there may be a fee charged, however our commitment is to quote up front, so that you can decide before we proceed.
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